TACU Mortgage Loans

TACU’s staff is committed to making the process of financing your home easy. We have many mortgage options for you at TACU. We can finance 100% of your loan and still offer competitive market rates.


You can finance your home at TACU with a complete choice of mortgage plans. TACU offers competitive rates and terms, including:

• Conventional 10, 15, 20, & 30 year fixed rate mortgages – purchases or refinances
• Conventional 3/3 ARMs for any term between 5-30 years – purchases and refinances – these are adjustable every 3 years with interest rate caps of 2% every 3 years and a lifetime cap of 18%
• Construction Loans – for building a new house or remodeling an existing one
• USDA Rural Development – for qualified homebuyers who are purchasing a home in a rural specific area
• VA Loans – for qualified veterans who want to purchase a home or refinance their existing home
• Second Mortgage – installment loans for any term up to 15 years for home improvements, debt consolidation, or other legitimate purposes

Get pre-approved today with an experienced and knowledgeable loan officer to make your application process smooth.  For more information, call us at 608-372-4736 or email us at loandepartment@tacuonline.com.

Be sure to visit our online loan calculator to assist you in figuring out your estimated monthly loan payments. Complete a secure on-line loan application.

Click Here for Current Loan Rates

MasterCard Credit Card
TACU has the Credit Card to fit your lifestyle. With a TACU MasterCard, we offer a variety of credit options with low rates and no annual fees.

Our great cards feature:

• Rates as low as 9% APR*
• No annual fee
• Manage your account online with Link – view transactions, check balance or make a payment.
• All users are enrolled in Rewards and earn one bonus point for each dollar charged – bonus points can be redeemed for gifts and travel discounts.

*APR=Annual Percentage Rate. Certain conditions apply. Rate depends on creditworthiness. Qualified borrowers need to apply & must meet eligibility & membership qualifications.

Click Here for MasterCard Application

Secured MasterCard Program

• Helps build and rebuild credit
• Less risk of high balance
• Affordable 9% APR interest rate
• No annual fee

Here’s how it works:
Card users have less risk of unaffordable balances by keeping a savings account balance equal to the line of credit amount plus $25.

• Example:
  • MasterCard Limit= $500
  • Savings account balance required: $525

Ask a credit union representative about any questions about this program. Call us at 608-372-4736.

TACU Loans

• Consolidation Loans
• Kwik Cash Loans
• Home Equity Loans
• Home Improvement Loans
• Rural Development, WHEDA, & FHA Loans
• MasterCard Credit Cards
• Mobile Home Loans
• Mortgage Loans
• New and Used Automobile, Motorcycle, Truck, and Recreational Vehicle Loans
• Recreation/ Personal Loans
• Smart Option Student Loans by Sallie Mae
• Any Prudent Loans

*Find out more about TACU and the services offered at www.tacuonline.com.

Ready to finance your dreams? Visit us at TACU Credit Union or call 608-372-4736 and let us be your one stop shop for all your loan needs.